Last updated: 5 September 2026
These terms apply to themoneycomeback.com and to everything sold or given away on it, including the Money Comeback Blueprint. By using the site or buying a program you agree to them. The site is operated by Elsa Tortella.
Educational purpose; no professional advice
The Money Comeback Blueprint and all related materials are provided for general educational and informational purposes only. They do not constitute financial, legal, investment, accounting or tax advice, and they do not create an advisor-client or attorney-client relationship. Elsa Tortella is a former financial services professional. She is not a licensed financial advisor and does not hold a CFP designation. Laws and regulations vary by location and change over time – consult a licensed professional about your specific situation before acting on anything in this program.
No guarantee of results
Your outcome depends on your circumstances and the actions you take. We make no guarantee that you will eliminate debt, build wealth or recover the cost of the program. Individual results vary. Any figures, examples or projections in the material are illustrations of the arithmetic, not promises about your situation.
What you are buying
The Money Comeback Blueprint is a self-paced digital course. When your payment clears you get access to the course material through your account on this site, for as long as the program is offered. We may update, reorganise or improve the material at any time. If we ever retire the program, we will give enrolled students reasonable notice and a way to download what they have paid for.
Your licence to use the material
Everything on this site and inside the course – text, worksheets, spreadsheets, calculators, video and audio – is owned by Elsa Tortella and protected by copyright. Your purchase buys you a personal, non-transferable licence to use the material for yourself. You may not share your login, copy or redistribute the material, resell it, or use it to teach or coach others commercially. Quoting a short passage with attribution is fine.
Payment and refunds
Prices are shown in US dollars and are payable at checkout. Refunds are covered by our Refund Policy. Sharing your login or otherwise breaching the licence above ends your access without a refund.
Free tools and resources
The Debt Payoff Calculator and other free resources are offered as-is. They are simplified models and do not account for every fee, penalty, tax consequence or change in your circumstances. Check the numbers against your own statements before making a decision.
Acceptable use
Do not attempt to disrupt the site, gain access to accounts that are not yours, scrape the material, or use the site for anything unlawful. We may suspend access where this happens.
Other sites and services
We sometimes link to other websites, tools or providers. We do not control them, we are not paid to recommend them unless we say so on the page, and we are not responsible for what they do.
Limitation of liability
To the fullest extent the law allows, Elsa Tortella is not liable for any indirect, incidental or consequential loss arising from your use of this site or the program, and total liability for any claim is limited to the amount you paid us. Nothing here excludes liability that cannot lawfully be excluded.
Privacy
How we handle your personal information is set out in our Privacy Policy.
Governing law
These terms are governed by the laws of the State of California, United States. Consumer protection laws in your own country may also give you rights that these terms cannot take away.
Changes to these terms
We may update these terms. The date at the top of this page shows when they last changed. Continuing to use the site after a change means you accept the updated terms.
Contact
hello@themoneycomeback.com – we typically respond within 1-2 business days.